Frequently Asked Questions

What is Title Insurance?

Title insurance is a form of indemnity insurance, which insures against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage loans. In simpler terms, Title Insurance protects real estate owners and lenders against claims and defects against title.

How often do you pay Title Insurance?

Unlike other forms of insurance, the original premium is your only cost as long as you or your heirs own the property. There are no annual payments to keep your Owner’s Title Insurance Policy in force.

How much does Title Insurance cost?

Title Insurance rates and fees are governed by the Insurance Commission in North and South Carolina. This results in standardized rates and fees for the consumer in residential transactions.